This isn’t your mother’s housing market! Buying a home is a different game than when I was a younger man. There are trends at work that dramatically change the dynamics of getting into the housing market. For one, the trend for the foreseeable future is to move to the city. And it’s not just about lifestyle. That is where the jobs are. But the prices are high there, as well. The credit market is still tight, and the demand for a higher FICO score is the new normal. Etc., etc. Tom Ashbrook explores the dynamics at On Point. It all just reminded me of how much things have changed since we bought our first home at age 29. If you have kids looking for that first home, or grandkids, this is a good program to listen to in order to get an idea of what they are facing.